PRA Group (UK) Ltd v Reilly

Civil Procedure – Consumer credit – Action for payment of credit card debt – Prescription. Sheriff Court: In an action in which the pursuer sought payment of a debt arising from the defender's use of a credit card under a credit agreement regulated by the Consumer Credit Act 1974, the court held that the defender's primary challenge to the relevancy of the pursuer's averments anent English law, and the applicability of the English law of limitation, failed; it repelled the defender's preliminary plea that on the pursuer's averments the claim was time-barred and allowed the parties a proof before answer of their respective averments.

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