European Union – Consumer protection. In a preliminary ruling in proceedings between the applicant leasing company and the borrower concerning the invalidity of a loan agreement concluded by the parties, on account of the fact that the agreement did not refer to the exchange rate applied when the funds were advanced, the Court of Justice of the European Union ruled on the interpretation of arts 3(1), 4(2) and 6(1) of Directive (EEC) 93/13.