European Union – Consumer protection. Articles 6 and 7 of Council Directive (EEC) 93/13 should be interpreted, first, as precluding an accelerated repayment clause of a mortgage loan contract that had been found to be unfair from being maintained in part, with the elements which made it unfair removed, where the removal of those elements would be tantamount to revising the content of that clause by altering its substance, and, second, as not precluding the national court from compensating for the invalidity of such an unfair term by replacing that term with the new wording of the legislative provision on which it had been based, subject to certain conditions. The Court of Justice of the European Union so held in a preliminary ruling in proceedings concerning the conclusions to be drawn from the finding that an accelerated repayment clause set out in a loan agreement secured by a mortgage concluded between two parties was unfair.