Motor insurance – Extent of cover. Neither English domestic case law nor the jurisprudence of the Court of Justice of the European Union supported the view that the carrying out of significant repairs to a vehicle on private property entailed the 'use' of the vehicle. Accordingly, the Supreme Court allowed the appellant insurer's appeal and restored the judge's declaration that it was not liable to indemnify the insured against a claim on his motor insurance policy for a fire which had resulted from work on his car.