Financial Services – Supervisory Authority. In proceedings between an Austrian credit institution (VTB) and the Austrian Financial Markets Supervisory Authority (FMA) concerning the FMA's decision to levy 'absorption' interest for exceeding the large exposure limits set out in art 395(1) of Regulation (EU) 575/2013, the Court of Justice of the European Union gave preliminary rulings on questions pertaining to the meaning of the Regulation (EU) 575/2013 and arts 64 and 65(1) of Directive (EU) 2013/36.