With two scheduled budgets in 2024 and the anticipation of a general election, significant changes may be on the horizon. For this reason, it is important to have a financial professional who can offer clear, invaluable guidance when you need it.

Delaunay Wealth boasts more than a decade of dedicated service to barristers and understands the daily demands you face. Our small, boutique firm is built on close relationships. We work directly with you and immerse ourselves in doing what is right, including solving your financial challenges…

1. Having a long-term financial strategy

Amid ongoing uncertainty and numerous responsibilities, you might find it difficult to plan ahead. If you are contemplating where to begin with your financial strategy, your end goal is a great place to start.

As your financial professional, we will provide structure by looking ahead and regularly reviewing your plans to ensure they remain on track.

2. Arranging your affairs tax-efficiently

As the self-assessment deadline and fiscal year-end approach, tax concerns loom large for self-employed professionals.

Leveraging annual pension allowances is a tax-efficient way to save, especially for those in higher tax brackets. We also consider Capital Gains Tax and ISA allowances in crafting strategies tailored to your specific needs.

3. Taking advantage of rates

With interest rates rising at the fastest pace in 40 years, it is important to maximise any interest rate and mortgage deals.

We review your savings to ensure they are in appropriate accounts across different institutions. Although we do not provide mortgage advice, we will still discuss this with you to ensure you take advantage of rates when your current deal ends.

4. Keeping your pensions in check

When did you last have a financial health check on your existing pensions? If it has been a while or never, this presents an opportunity to organise and review your pensions, especially given recent changes in Annual and Lifetime Allowances.

As a specialist in dealing with barristers’ retirement plans, our goal is to provide you with financial security now and in the future.

5. The temptation to become a DIY investor

In life, you get what you pay for. While taking control of your investments can seem empowering and keep you in control, it also comes with risks and takes up precious time.

A benefit of working with a boutique financial planner is that we identify what is appropriate for you and get to know your objectives. That way, we make the right investment decisions based on our years of experience.

Here to solve your financial challenges

We care about your future; therefore, we are willing to have a phone call with anyone who contacts us. We will take you through our discovery meeting and online onboarding system without incurring any costs. It is the least we can do to support you.

Get in touch with us today. 

Delaunay Wealth Management Limited is authorised and regulated by the Financial Conduct Authority (806635).
You should be aware that investments carry varying degrees of risk and as their underlying value can fall as well as rise, you may not get back the full amount invested.
‘Having worked with Lloyd for more than 15 years, I have always been impressed with his expertise and knowledge. Lloyd’s tailored recommendations align with my unique circumstances, showcasing his grasp of the financial challenges I encounter.’ Nevil Phillips, Barrister, a first-ranked Leading Junior in Shipping, Commodities, and Trade & Customs

Get in touch or scan the QR code for more information 0345 50 53 500