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Consumer credit – Agreement. The claimant brought mortgage possession proceedings against the defendant, pursuant to the terms of a written loan facility agreement. A money judgment was given for the claimant. The defendant appealed, contending that the judge had erred in law in enforcing the contractual liability by a money judgment, because the facility was a regulated agreement under s 8(3) of the Consumer Credit Act 1974 and, since its form and content were not as prescribed by the Act and regulations made thereunder, it could only be enforced by an enforcement order. The Court of Appeal, Civil Division, allowed the appeal. It rejected the claimant's submission that the defendant was estopped by her declaration in the facility from denying that the agreement had been unregulated and, in the circumstances, there was no injustice in permitting the defendant to take that point of law for the first time on appeal.
Consumer credit – Agreement. The claimant brought mortgage possession proceedings against the defendant, pursuant to the terms of a written loan facility agreement. A money judgment was given for the claimant. The defendant appealed, contending that the judge had erred in law in enforcing the contractual liability by a money judgment, because the facility was a regulated agreement under s 8(3) of the Consumer Credit Act 1974 and, since its form and content were not as prescribed by the Act and regulations made thereunder, it could only be enforced by an enforcement order. The Court of Appeal, Civil Division, allowed the appeal. It rejected the claimant's submission that the defendant was estopped by her declaration in the facility from denying that the agreement had been unregulated and, in the circumstances, there was no injustice in permitting the defendant to take that point of law for the first time on appeal.
Chair of the Bar reports back
Marie Law, Director of Toxicology at AlphaBiolabs
A £500 donation from AlphaBiolabs has been made to the leading UK charity tackling international parental child abduction and the movement of children across international borders
Marie Law, Director of Toxicology at AlphaBiolabs, outlines the drug and alcohol testing options available for family law professionals, and how a new, free guide can help identify the most appropriate testing method for each specific case
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Do chatbot providers owe a duty of care for negligent misstatements? Jasper Wong suggests that the principles applicable to humans should apply equally to machines
