*/
Consumer credit – Agreement. The claimant brought mortgage possession proceedings against the defendant, pursuant to the terms of a written loan facility agreement. A money judgment was given for the claimant. The defendant appealed, contending that the judge had erred in law in enforcing the contractual liability by a money judgment, because the facility was a regulated agreement under s 8(3) of the Consumer Credit Act 1974 and, since its form and content were not as prescribed by the Act and regulations made thereunder, it could only be enforced by an enforcement order. The Court of Appeal, Civil Division, allowed the appeal. It rejected the claimant's submission that the defendant was estopped by her declaration in the facility from denying that the agreement had been unregulated and, in the circumstances, there was no injustice in permitting the defendant to take that point of law for the first time on appeal.
Consumer credit – Agreement. The claimant brought mortgage possession proceedings against the defendant, pursuant to the terms of a written loan facility agreement. A money judgment was given for the claimant. The defendant appealed, contending that the judge had erred in law in enforcing the contractual liability by a money judgment, because the facility was a regulated agreement under s 8(3) of the Consumer Credit Act 1974 and, since its form and content were not as prescribed by the Act and regulations made thereunder, it could only be enforced by an enforcement order. The Court of Appeal, Civil Division, allowed the appeal. It rejected the claimant's submission that the defendant was estopped by her declaration in the facility from denying that the agreement had been unregulated and, in the circumstances, there was no injustice in permitting the defendant to take that point of law for the first time on appeal.
The Chair of the Bar reports back
Susie Griffin on the admin that keeps barristers from billable work
Clement Cowley, Partner at The Penny Group, explains how global events can influence the performance of pensions and ISAs, and why taking a long-term approach to investing is often the most effective strategy
Mário Barroso, Head of R&D and Method Development at AlphaBiolabs, discusses what family law professionals need to know about hallucinogens, from the main hallucinogenic drugs encountered in family proceedings, to their effects and the testing options available
Harmony Christian Ministries is the latest charity to benefit from a £500 donation from AlphaBiolabs via the company’s Giving Back initiative
By David Green
At the start of her term, Chair of the Bar 2026 Kirsty Brimelow KC set out a series of priorities for the year ahead. One of those priorities was children in the justice system
As the world becomes more digital, Barbara Vinagre Mota examines international research into the mental health consequences of judges’ exposure to graphic and immersive evidence, highlighting the importance of support systems
In an era of patient-centred care and growing concern over misconduct in medical settings, why do women still lack the right to choose women consultants for examination and treatment? Charles Davey investigates
Reviewed by Daniel Barnett
James McNeill Whistler at Tate Britain until 27 September Rothko in Florence at Palazzo Strozzi until 23 August Reviewed by Stephen Cragg KC
