Van Hove v CNP Assurances SA

European Union – Consumer protection. The Court of Justice of the European Union gave a preliminary ruling concerning the interpretation of art 4(2) of Council Directive (EEC) 93/13 (on unfair terms in consumer contracts). The request had been made in proceedings between Mr Van Hove and CNP Assurances SA concerning an allegedly unfair contractual term in an insurance contract that included the definition of 'total incapacity for work' for the purposes of that company's cover of repayments on mortgage loans taken out by Mr Van Hove.

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