European Union – Directives. The Court of Justice of the European Union gave a preliminary ruling concerning the interpretation of art 11(1), read in conjunction with arts 5, 7 and 13, of Directive (EC) 2005/60, as amended by Directive 2010/78/EU. The request had been made in proceedings between Safe Interenvíos SA (Safe), a payment institution, and three credit institutions, concerning the closure by those credit institutions of the accounts held by Safe because they had suspected money laundering.