European Union – Insurance. The Court of Justice of the European Union ruled that art 2 of the Third Council Directive (EEC) (on the approximation of the laws of the Member States relating to insurance against civil liability in respect of the use of motor vehicles), as amended, should be interpreted as meaning that a premium which varied according to whether the insured vehicle was to be used only in the territory of the member state in which that vehicle was normally based or in the entire territory of the European Union did not fall within the concept of 'single premium', within the meaning of that article.