Pension – Pension scheme. The applicant had been dissatisfied with the amount of a tax free cash lump sum paid to him under his pension which was administered by the respondent company. He took his complaint to the Pensions Ombudsman, who rejected his assertion that the respondent had wrongly deducted from the lump sum an amount due under a loan secured against the policy. The judge then refused the applicant permission to appeal against that determination. The Chancery Division, in refusing the applicant's request for the court to reconsider that refusal, held that, in the circumstances of the unpaid loan which had been secured against his policy, it had been unsurprising that the lump sum had been reduced.