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Mortgage – Debt. The Chancery Division considered the interpretation of s 77A of the Consumer Credit Act 1974, which required creditors to provide debtors with statements in relation to regulated fixed-sum credit agreements. The court held that, where a creditor had provided the debtor with a non-compliant statement, the period of non-compliance commenced on a date to be calculated as if no statement had been served at all, and the period of non-compliance began on the day following the last day on which a compliant statement could have been given.
Mortgage – Debt. The Chancery Division considered the interpretation of s 77A of the Consumer Credit Act 1974, which required creditors to provide debtors with statements in relation to regulated fixed-sum credit agreements. The court held that, where a creditor had provided the debtor with a non-compliant statement, the period of non-compliance commenced on a date to be calculated as if no statement had been served at all, and the period of non-compliance began on the day following the last day on which a compliant statement could have been given.
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The Westminster Commission on Miscarriages of Justice, set up to revisit the work of the CCRC after 25 years of operation, identified serious issues that risk miscarriages of justice remaining unidentified or unremedied. By Edward Garnier QC Michelle Nelson QC
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Sports coaches will be caught by a change in the law that addresses the disparity in treatment for 16- to 17-year-olds, writes Cameron Brown QC
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