Insurance – Motor insurance. The Privy Council allowed a Bahamian insurance company's appeal against a decision that it was liable for a judgment in favour of the claimant third party, who had been injured in a collision with a bus insured with it. Under the insurance policy and certificate, the bus had not been insured in respect of third party liability to the claimant arising from the negligent driving of the bus because the driver was not a person named as being entitled to drive in the certificate.