European Union – Insurance. Article 2, point 3, of Directive (EC) 2002/92 had to be interpreted as meaning that the concept of 'insurance mediation' included work preparatory to the conclusion of an insurance contract, even in the absence of any intention on the part of the insurance intermediary concerned to conclude a genuine insurance contract. The Court of Justice of the European Union so held, among other things, in proceedings concerning the loss of sums invested in products in the context of capital life assurance taken out with insurance mediation companies which had taken out professional indemnity insurance with the appellant insurance company.