Pension – Pension scheme. Article 8 of Directive (EC) 2008/94 had to be interpreted as meaning that every individual employee had to receive old-age benefits corresponding to at least 50% of the value of his accrued entitlement under a supplementary occupational pension scheme in the event of his employer's insolvency. The Court of Justice of the European Union further held that art 8 had direct effect and might be invoked before a national court by an individual employee in order to challenge a decision of a body such as the respondent Board of the Pension Protection Fund.